Do you have a cracked or chipped windshield that needs to be repaired? Have you held off taking it to a glass repair technician simply for the fear that the glass may be too expensive to repair? The good news is, you may be one of thousands of drivers in Minnesota whose insurance providers will pick up glass repair bill for you.


As a state certified and licensed windshield repair service here in Maplewood, Minnesota, we see dozens of cars each day with windshield damage that ranges from small chips and cracks all the way to shattered glasses lying in the seat of the car. In most cases, the insurance companies are happy to pay for the repairs under most conditions. Below is a brief explanation of why:


Minnesota Insurance Regulations

States like Florida and Kentucky require that auto insurers completely waive deductibles for windshield repair or replacement in all cases regardless of the condition. This ‘no-fault’ statute is put into place to ensure that motorists are not exposed, thus, vulnerable when driving on the road. Minnesota requires the same statute. The only difference is that motorists are required to carry comprehensive coverage. For these drivers, a zero-deductible glass endorsement is built into the policy. Therefore, when you bring your car into Only 1 Auto Glass to have the windshield repaired or replaced, we simply file the claim, and you drive away when the job is done!


Insurance Terms and Conditions

Most insurance providers are willing to cover 100% of the costs of repairing or replacing a windshield or any other protective glass on your car. The reason for this is that the glass of one of the primary protective components on your car. It is designed to withstand high impact upon a collision. If your car has a small chip or crack, then an insurance provider is happy to pay for it, before it turns into a more costly repair in the future.


Insurance companies are allowed to set certain terms and conditions when paying for a broken windshield. For example, an insurance adjuster can inspect the damage to determine if the windshield needs to be repaired or replaced. This decision is out of the hands the car owner. The adjuster, however, will lean heavily on the expertise of our windshield repair technicians before making a final decision. Insurance companies can also set limits to the amount they will pay out for damage. The average limit in Minnesota is $300.


Only 1 Auto Glass Can Repair or Replace Your Windshield

At Only 1 Auto Glass, we have built a solid reputation as Maplewood’s, leading windshield repair service. We are a preferred repair company with all major insurance providers and regularly partner with both car owners and insurance companies to make the claims process run as smoothly as possible. Call us today at 651-789-1111 and request a free estimate. We are here when you need us!