In the Deep South, there's a colloquialism which says, “Feed a goat or eat a chicken,” which means, sometimes you have to make a choice without knowing what the best outcome may be of either decision. At no time is such a concept more true than when dealing with an insurance company.
A damaged windshield on your car, for example, is probably covered by your insurance but you may want to pay out of pocket for the practical reason of keeping your ongoing payments low by avoiding making a claim. The fact of the matter is, if you decide to have a windshield replaced and cover the expense yourself, the price is reasonable and will likely save money in the long term when compared to what your insurance company charges through additional fees for replacing it.
Parking Lot Mishaps
If a parking lot fender bender happens, and it causes enough damage to require insurance agencies to become involved, you'll want to have your insurance company replace the broken windshield along with other repairs. If the accident is minor but the shock of the impact placed a crack in your windshield, you may want to discuss windshield repair with a company who is willing to work with your insurance as needed or provide a fair price which accommodates your car maintenance budget. Whether the windshield can be repaired or must be replaced, an authorized service technician will tell you what your options are and let you know what you need to do in order to maintain a safe vehicle according to state law and codes.
Vandalism
As senseless as it seems to ordinary people, some folks enjoy destroying others' property. As frustrating as such a concept is, sometimes it's better to just pay for minor damage yourself rather than to let your insurance company think you live in a neighborhood where such things happen. In such a situation, it's good to know there is a professional windshield repair and replacement service available which will work to your needs and time schedule, and get the job done right the first time so you don't have to worry about it again.
Wear and Tear Over Time
Other than mishaps and vandalism, some windshields simply get dings and cracks over time. Dings, chips, and cracks can often be repaired which will prevent the expense of a full windshield replacement later if they are allowed to expand. Small damage is never going to repair itself, but instead get worse over time. Prompt auto glass repair services can restore the windshield to new condition without the expense of buying and having a new windshield installed.